Most applicants receive a funding decision within a few hours of submitting a complete application. Once approved and your offer is accepted, funds are typically deposited into your business account within one business day. In some cases, same-day funding is available.
We look at the full health of your business, not just your credit score. Factors like revenue, time in business, and cash flow carry significant weight in our review. Many clients with less-than-perfect credit have been successfully funded. We will always tell you honestly what your options are.
Funding amounts typically range from $5,000 to $5,000,000 depending on your revenue, business profile, and the type of product you qualify for. The best way to find out your range is to apply. It takes just a few minutes and does not affect your credit.
For most products you will need your three most recent months of business bank statements, a valid government-issued ID, and a voided business check or bank letter. Depending on the product, we may also request your most recent business tax return. We keep the document list as short as possible.
Repayment depends on the product. Revenue-based advances are repaid through a small daily or weekly percentage of your sales, so payments naturally flex with your cash flow. Term loans have fixed weekly or monthly payments. Lines of credit are repaid as you draw and use the funds. Your funding specialist will walk you through the exact repayment structure before you sign anything.
Rates and factor costs vary based on your business profile, funding product, and term length. We do not publish a single rate because every deal is different. What we can promise is transparency: you will see the full cost of your capital laid out clearly before you commit, with no hidden fees.
Yes. Many of our clients return for additional funding as their business grows. Once you have an established track record with us, renewals are typically faster and may come with improved terms. We are built for long-term relationships, not one-time transactions.
We fund businesses across virtually every industry, including retail, food and beverage, e-commerce, construction, healthcare services, transportation, hospitality, professional services, and more. If you have a legitimate operating business with consistent revenue, there is a strong chance we can help.
Fill out the partner application on our Partner Program page. Our team will review it quickly and reach out to get you set up. Onboarding is straightforward and we will walk you through everything you need to start submitting deals.
Commissions are processed promptly after a deal funds. You will not be chasing anyone down or waiting weeks for your money. We believe in paying our partners fast and fairly.
Our approval rate is significantly higher than most direct funders because we use flexible underwriting that looks beyond credit scores. We approve over 95% of qualified applicants. Submitting a well-prepared file improves your chances even further. Our team is available to help you structure submissions before you send them.
Never. Your client relationships are yours. We do not contact your clients directly to solicit future business and we do not work around you. Our reputation is built on being a funder brokers can trust for the long term.
Once approved as a partner, you will receive your submission details. The process is simple: send us the completed application and supporting documents and our team takes it from there. We will keep you updated throughout the review and funding process.
Every partner is assigned a dedicated account rep who knows your business and is reachable when you need them. We are available to help you structure deals, answer questions about specific files, and flag any issues before they become problems.
Most deals with complete documentation are reviewed and approved within a few hours. We do not let submissions sit. The faster you get us a complete file, the faster we move.
